About
Built by one person, from public documents, in the open.
There is no institute behind OpenInsurance, no consortium, no insurer. Knowing exactly who publishes a record is part of being able to trust it — so here is the whole answer.
One maintainer,no institution behind him.
Sébastien Luyasu. A master's in statistics and econometrics from Solvay Brussels School, then two and a half years inside the industry: catastrophe pricing on the reinsurer side, then reinsurance accounts as an actuary at an insurer. Now independent, in Brussels, under the name Stochastic Analytics.
The project comes out of that work. What a policy actually covers is written in documents that are public, free, and unusable at any scale: hundreds of PDFs, no shared vocabulary, nothing an agent can read. OpenInsurance is the attempt to fix that for a whole market at once, rather than one comparison at a time.
Nobody pays for it, and that is the point — the pipeline answers to its sources, not to a client. Every input is committed, every output is regenerable from the same repo, by anyone, on their own machine.
Maintainer
Sébastien Luyasu
Stochastic Analytics — data, AI & automation consulting
Brussels, Belgium
stochasticanalytics.com→What that buys you,stated precisely.
Independence is worth nothing as a claim. Here is the version you can check.
No insurer funds this.
None commissions it, sponsors it, reviews it before publication, or has any say in what gets extracted. The consulting practice is a separate business with separate clients, and it never sees this pipeline.
No affiliate money.
No referral links, no lead selling, no paid placement. Nothing on this site earns a commission if you buy a policy — there is nothing to buy here.
No ranking, no score.
Products are put side by side, never ordered. The dataset has no notion of best: that judgement depends on your situation, and it is not the record's job.
No private dataset.
Everything published comes from documents the insurer already publishes, quoted with a page number pointing back to the source PDF. If a fact has no citation, it does not ship.
Errors in public.
Extractions can be wrong. Corrections land as commits and pull requests in the same repo — the history is the correction record, and you can diff it.
If something here is wrong,the repo is where to say so.
- Report an error
Open an issue with the page and the source document. A wrong quote is the highest-priority bug in the project.
GitHub issues→ - Add a country
The taxonomy is data, not code. Bootstrapping a new market is a documented recipe in the repo.
GitHub→ - Plug it into an agent
The MCP server is read-only and needs no API key. Point your agent at it and ask.
PyPI→ - Anything else
Consulting, collaboration, or a market you would like mapped.
stochasticanalytics.com→
None of this replaces reading the contract you are about to sign. It is a map of what those contracts say, kept in public, by one person.